recreational insurance for boats

Recreational Insurance – Boat Insurance, Motorcycle Insurance, & RV Insurance

Watercraft and Boat Insurance
Many folks mistakenly think their boat or jet ski is fully covered by their homeowner insurance policy since it stays parked at the home more than it stays in the water.  There may be some very limited insurance coverage for your boat, watercraft, jet ski under your homeowner insurance, but it certainly is NOT fully covered.

There are many things to consider when it comes to watercraft insurance.  The current actual cash value or replacement cost of the boat, value of furnishings and personal items, liability, medical payments, and the list goes on.  Don’t wait until you’ve had a claim to find out you are not properly protected.  Give us a call today at (864) 225-8222, or better yet, bring your watercraft insurance policy to our office.  You will get a free insurance review  and a properly prepared watercraft insurance quote that will fit right into your budget.  CALL TODAY!!

Motorcycle Insurance
Whether you own a sport bike, street bike, or touring bike, let our knowledgeable agents design a custom-fit motorcycle insurance program for you.  Oftentimes a person will spend hundreds or even thousands of dollars on accessories for their motorcycle, but their insurance program does not step up to cover these.  You don’t want to find out at the time of loss that you are not properly insured.  Give us a call today at (864) 225-8222, or better yet, bring your current motorcycle insurance policy to our office.  We will review your current coverage at no cost to you, recommend changes or enhancements, and provide you with a motorcycle insurance quote designed specifically for YOU!  Our custom-designed motorcycle programs are very affordable, so why wait?  CALL TODAY!!
RV Insurance

Protect Yourself With Specialized Recreational Vehicle Insurance

Don’t assume that your Auto Insurance policy provides proper insurance protection for your RV. Although your motorhome or travel trailer meets the definition of an auto and is registered as a motor vehicle, there are notable differences that should be addressed by the insurance coverage form.
Let the insurance professionals at Lawrence & Brownlee Agency explain how Recreational Vehicle Insurance will benefit you. We have been serving the needs of recreational vehicle owners like you since 1912 and will tailor a program to meet your specific needs. Give us a call today at (800) 804-0896 or (864) 225-8222 and we will explain everything you need to know about insuring your RV.

Is An RV Insurance Policy Affordable?

You better believe it is!! Most recreational vehicles are used on a seasonal basis. Even if you are a “full-timer”, your unit is typically not on the road every day. It is parked much of the time. An RV Insurance policy takes all of this into consideration, which means lower liability and physical damage premiums.
Unlike a car, your motor coach, trailer, or fifth wheel is your “home away from home”. The value of an RV can range from $5,000 for a basic pop-up trailer to more than $2,000,000 for a new Prevost motorhome. You definitely want proper RV Insurance protection that will cover the full value of your investment, whether it is parked or traveling down the highway.

Other Concerns When Insuring Your RV

  • Are your personal effects inside the RV covered under your Recreational Vehicle Insurance policy, or under your Homeowners Insurance policy?
  • What about personal liability protection when you are vacationing in an RV park?
  • Will you carry your golf cart along with you when you travel?
  • Does your current policy cover alternate lodging or transportation in the event of an accident involving your RV?

The knowledgeable RV Insurance specialists at Lawrence & Brownlee will analyze your needs and tailor a program specifically for you that fits perfectly into your budget. Why wait any longer? Call (800) 804-0896 or (864) 225-8222 TODAY for a complete Recreational Vehicle Insurance review and FREE QUOTE.

Golf Cart Insurance
More information will be coming soon about this insurance.  Feel free to contact us at Lawrence and Brownlee at (864) 225-8222 for more information. 
ATV Insurance
More information will be coming soon about this insurance.  Feel free to contact us at Lawrence and Brownlee at (864) 225-8222 for more information. 
Moped Insurance
More information will be coming soon about this insurance.  Feel free to contact us at Lawrence and Brownlee at (864) 225-8222 for more information. 
Power Sports Insurance
Do you feel totally confident that you and your sports vehicle are covered when you are out riding? Without a great power sports insurance policy in Anderson, chances are you are leaving a lot to risk.

Anderson Power sports insurance is specifically designed for you so you can enjoy your motorcycle, boat or snowmobile without worries about the risks you are taking.

A great Anderson power sports insurance policy covers both your vehicle and gives you enhanced medical coverage for any accidents. When you are away from home, you need a policy that can protect your power vehicle from theft and fire–this is coverage only available with specific power sports insurance.

Your mind may be thinking about the costs but it is surprisingly inexpensive to cover your vehicle and protect yourself.

You may feel that your Anderson power sports vehicle is covered by your Anderson homeowners insurance policy. Generally, these policies will not cover your motorcycle or snowmobile if it’s in a trailer or garaged away from your home.

Power sports insurance in Anderson is available to recreational users of power sports such as motorcycles, dirt bikes, snowmobiles or watercraft. It offers comprehensive vehicle coverage and enhanced medical coverage suited to your needs.

Here are two reasons to act now!

  1. Don’t take another trip without the peace of mind knowing that your vehicle is protected against theft and that you have the medical care you need.
  2. You can get a no-risk quote right away. Simply fill out the form and we’ll get back to you with a surprisingly affordable quote for your power sports insurance policy.
Yacht Insurance
More information will be coming soon about this insurance.  Feel free to contact us at Lawrence and Brownlee at (864) 225-8222 for more information. 
Umbrella Insurance

They Want More Because You Have More

In our society, three things work against you:

  • It costs nothing to initiate a lawsuit
  • Juries and judges are unpredictable
  • Defending yourself costs enormous sums of money

One other factor also comes into play. They want more because you have it.

A long time ago, you decided to arrive. You worked hard and got there. As you did, you accumulated possessions. Not an ostentatious amount, but enough to make you and your loved ones comfortable.

You are proud of these accomplishments. In fact, you have protected them with the best insurance you could.

Now you need extra protection, an umbrella insurance policy.

What are your limits on your auto and home liability policies? $300,000? $500,000?

It’s not enough.

You get into an auto accident; someone falls into your pool; whatever the fluke occurrence—you can be sued. What if you are sued and the award goes to the plaintiff? Okay, you say, the insurance will cover it. But what if the amount is over the policy limits? (That happens, especially if you have nice things.)

How will you pay the judgment? How will you even defend yourself in such a lawsuit? Can you actually lose all you have strived for?

You bet you can.

You need protection that will rev up after the other policy limits are exhausted. You need Anderson umbrella insurance protection.

Contact us (864) 225-8222, a seasoned insurance professional at Lawrence & Brownlee Insurance, in Anderson. Discover how a small cost provides you with gigantic protection.

Lawrence & Brownlee Insurance

At Lawrence & Brownlee Insurance we have provided umbrella protection for people in Anderson since 1912. We know how to protect your assets. Now you will too!

Complete the Protection Savings Form today for a free, no obligation umbrella protection quote. Don’t spend another sleepless night riddled with anxiety about losing all you have. Take out an umbrella!