Anderson Workers Compensation Insurance
As an Anderson business owner, all aspects of your business are important and we know you have a lot to think about. Many things affect your bottom line and the cost of Workers Compensation Insurance is one of them. Lawrence & Brownlee Insurance has access to more than 20 Workers Compensation Insurance markets who are rated "A" by A.M. Best. You owe it to yourself to call (864) 225-8222 TODAY and speak with one of our Workers Compensation Insurance professionals for a free quote.
Workers Compensation is IMPORTANT
Imagine that your employee is injured in a work-related accident. What seemed to be a "minor" injury at the onset can evolve into MAJOR expense. A visit to the emergency room, several days in the hospital, surgery, and physical therapy could result in thousands of dollars in medical costs. Who pays all of those bills? Does your injured employee pay them out of his own pocket? DON'T COUNT ON IT!! If the employee is injured while working for you, YOU are ultimately responsible. Workers Compensation Insurance is a VERY important element of your insurance portfolio. It will pay medical bills, wages and other necessary expenses relating to that employee's work-related injury. If you don't have a Workers Compensation Insurance policy, chances are you will pay ALL those expenses out of your own pocket.
State Mandates Concerning Workers Compensation Insurance
The State of South Carolina requires that ALL employers with 4 or more employees maintain continuous Workers Compensation Insurance. The laws concerning Workers Compensation can be difficult to understand. Failure to maintain Workers Compensation Insurance subjects your business to substantial fines and penalties imposed by the state. Whether you have 1 or 100 employees, part-time, full-time, or day labor, your employer responsibility is the same.
Reasons to Contact Lawrence & Brownlee Insurance
Act now by calling (864) 225-8222 for an affordable Workers Compensation Insurance quote. Lawrence & Brownlee Insurance has insured businesses like yours since 1912. We will address the following areas as they pertain to your business:
- Evaluating the risk. Your business operations must first be analyzed including years of experience, type work performed, states you work in, past losses, number of employees and amount of payroll.
- Rates are dependent on many variables including the risk evaluation. Final premium can be adjusted by applying discretionary credits for a profitable risk and premium discounts.
- Experience Modification Factor is generated based on premium size and claims history and will affect your final premium.
- Loss Control or Risk Management will minimize the severity and frequency of injuries to your employees, which in turn, saves you money.
Your Anderson Workers Compensation Insurance Expert
It pays to review your policy annually to be certain you are properly and adequately protected. By calling a Workers Compensation Insurance expert at Lawrence & Brownlee Insurance TODAY, we will make sure you receive all the discounts to which your business is entitled. You will receive valuable, accurate information pertaining to your Workers Compensation Insurance. Call (864) 225-8222 for a free Workers Compensation Insurance review, analysis and quote.